Looking for (nearly) instant grocery deliveries? There are loads of great apps that offer same-day delivery, with some aiming to deliver your food in minutes. Credit: photka, AlexandraKa, johavel – Shutterstock If you need your groceries ASAP but you're not able to head out to the shops, try same-day delivery services. They're very convenient and

If you're facing unexpected financial troubles, your university's hardship fund may be able to help. Credit: NDAB Creativity – Shutterstock Sometimes known as 'Access to Learning Funds', hardship funds are emergency supplies of cash that universities give to students in financial difficulty. This money can be a valuable lifeline in the toughest times, but you